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Personal Savings

Minimum Balance to Open the Account: $200.00
Minimum Balance to Avoid a Monthly Service Charge: $200.00 average balance
Below Minimum Balance Service Charge: $2.00 per statement cycle
Excessive Withdrawal Fees: A $1.00 fee for each withdrawal over 6 per month
Transaction Limitations: Transfers or withdrawals made to another account of the same depositor at the same bank or to third parties, if made by the following are limited  to six per month -PREAUTHORIZED TRANSFER - AUTOMATIC TRANSFER - TELEPHONE - ONLINE BANKING - CHECK OR DRAFT - DEBIT CARD.  If the limitations are exceed, $10.00 may be charged for each withdrawal, draft or transfer in excess of the six per month. The account will be subject to closure for the continued violation of limitations.
Interest: Will be compounded quarterly and credited to the account quarterly
 

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Commercial Savings

Minimum Balance to Open the Account: $200.00
Minimum Balance to Avoid a Monthly Service Charge: $200.00 average balance
Below Minimum Balance Service Charge: $2.00 per statement cycle
Excessive Withdrawal Fees: A $1.00 fee for each withdrawal over 6 per month
Transaction Limitations: Transfers or withdrawals made to another account of the same depositor at the same bank or  to third parties, if made by the following are limited to six per month -  PREAUTHORIZED TRANSFER - AUTOMATIC TRANSFER - TELEPHONE - ONLINE BANKING - CHECK OR DRAFT - DEBIT CARD. if the limitations are exceed, $10.00 may be charged for each withdrawal, draft or transfer in excess of the six per month. The account will be subject to closure for the continued violation of limitations.
Interest: Will be compounded quarterly and credited to the account quarterly
 

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