First State Bank of Burnet is your hometown source for fixed and adjustable rate mortgage loans. Our experienced lenders will work diligently to make your transaction a pleasant and personal experience. We will respond in a timely manner, assisting you in every step in the process of financing your new or previously financed home. If you need a mortgage loan, First State Bank of Burnet is ready to assist you.
Please note: Mortgage lending is limited to Burnet , Lampasas, Hale and surrounding counties.
Portfolio Mortgage
- Attentive, friendly service throughout the process
- Competitive rates for home purchase or refinance
- Quick local decision making
- Flexible repayment terms that fit your budget
- Pre-qualification for extra confidence when searching for that perfect home
- Helpful and knowledgeable loan advisors
- Normal filing and closing fees paid by the borrower
Secondary Market
- Conventional fixed rate mortgages for conforming loans up to $766,550.00
- Fixed interest rate over the life of the loan
- Competitive terms
- Competitive rates
- Down payment options
Refinancing
- Refinancing can be used to your advantage financially to lower your monthly payment and reduce your mortgage rate. Let us help you find the best way to refinance your home based on your financial needs.
Home Equity
- Competitive rates for several short-term or one-time needs
- Take advantage of the existing equity using your home as collateral
- The interest could be tax deductible
- Flexible repayment plans to fit your budget
- Quick, local decision making
- Knowledgeable and friendly service
Interim Construction Loans
- Competitive rates for your home construction project
- Offered for primary residence and second home construction
- Advances on your loan are applied in stages based on the work completed
- Quick, local decision making