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First State Bank of Burnet Consumer Checking

Consumer  Regular Checking

  • Minimum Balance to Open the Account: $100.00
  • Minimum Balance to Avoid a Monthly Service Charge: If, during any statement cycle, your average daily balance falls below $200.00, your account will be subject to a $5.00 Service Charge for that statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
  • Deposit limitations: You may make an unlimited number of deposits into your account.
  • Fees: We impose a fee of $.05 per debit item after 30 each statement cycle if average daily balance falls below $200.00. The maintenance fee and excess check fee will not apply to full-time students or customers over 62.

Now Account

  • Minimum Balance to Open the Account: $1,000.00
  • Minimum Balance to Avoid a Monthly Service Charge: $1,000.00 daily balance
    Below Minimum Balance Service Charge: $5.00 per statement cycle
  • Fees: $.10 for each debit item after 30 each statement cycle if daily balance falls below $1,000.00
  • Transaction Limitations: None
  • Interest: Interest will be compounded and credited into this account monthly

Super Now Account

  • Minimum Balance to Open the Account: $2,500.00
  • Minimum Balance to Avoid a Monthly Service Charge: $2,500.00 daily balance
  • Below Minimum Balance Service Charge: $15.00 per statement cycle
  • Fees: $.10 for each debit item after 30 each statement cycle if daily balance falls below $2,500.00
  • Transaction Limitations: None
  • Interest: Interest will be compounded and credited into this account monthly 

Money Market Account

  • Minimum Balance to Open the Account: $2,500.00
  • Minimum Balance to Avoid a Monthly Service Charge: $2,500.00 daily balance.
  • Interest: Interest will be compounded and credited into this account monthly
Additional Benefits applicable to all accounts:
  • Internet Banking - no charge.
  • Online Bill Pay - no charge.
  • Mobile Banking - no charge
  • Apple Pay & Google Pay
  • ATM/Debit Card - free
  • No withdrawal or transfer fees at our ATMs
  • No fees for Point of Sale purchases.
Additional fees may be imposed on any of the above accounts.  Please contact a customer service representative for more information regarding our Miscellaneous Fees and Charges schedule.  First State Bank will not honor any legend printed on checks stating "Void after ## Days".  We will not allow "Void after ## Days" to be printed on checks purchased through the bank nor we will be responsible for checks with the above legend printed by any outside source.